Pensions and other investments

We have deliberately referred to this as retirement planning and not ‘pension planning’.

Pensions may have a part to play. The preferential tax treatment afforded to pensions enhances their effective investment performance. Assets in your pension scheme are secured from any third party claims and generally outside the scope of inheritance tax. This may provide asset protection that is advantageous for you.

With these benefits come downsides, in that the mechanisms of drawing income are less flexible and subject to taxation. The majority of the capital value of the pension fund is not accessible.

In conjunction with your Independent Financial Adviser we will advise you on a combination of assets that form your fund for retirement.

For further information, please contact us.